17 AI skills1,477 partnerships216 lender profiles
Institutions in Focus

Who is actually growing

AUM, cost of funds and partner counts, pulled from statutory disclosures.

This Month's Read on the Market

Capital is abundant. Scale is scarce.

Paytm has 28 lender partnerships. Two hundred players have one to three. Distribution without a balance sheet is a marketing business.

More where this came from →
Power Law Distribution
Paytm: 28 partnerships
CRED: 6 partnerships
KreditBee: 7 partnerships
200+ others: 1–3 each
The operator's note

The operator's note

Once a month: what I am seeing inside lenders putting AI to work, what it costs, and what breaks.

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Everything on this site is free and always will be. I take a small number of lender engagements a year: partner shortlists, deal structuring, and custom skills built against your own credit policy and QA rubric.

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About

Built by Sudharsan Venkatakrishnan, who has run P&L, launched lending products and scaled partnerships at Indian NBFCs and fintechs. He now builds AI tools that make that work easier for every other operator in the market.