CRED — Digital Lending Partnerships & Profile
Dreamplug Technologies Pvt Ltd. Fintech LSP in India's digital lending ecosystem, with 7 tracked regulated lending partners.
Snapshot
Reading the data
In India's digital lending stack, CRED operates as a fintech lending service provider (LSP). Our Market Map tracks 7 regulated lending partners for CRED, including DSP Finance, IDFC First Bank and Poonawalla Fincorp. Product focus: personal loans, credit cards across tickets of ₹100–₹20L and tenures of 1–84 months. Disclosed pricing spans 9.5%–45% — where an offer sits in that band tells you which borrower segment the book is really built on. The platform is VC Backed with roughly ₹7,913 Cr raised (last round 2025-06). Worth knowing: Total ~$942M equity. Series G $75M Jun 2025 at $3.5B valuation (45% down from $6.4B). Also offers Loan Against MF up to 2Cr. CRED Cash and CRED Mint products.
Products
Regulated lending partners
| RE / Lender partner | DLA / App | Available on |
|---|---|---|
| DSP Finance | Cred | Appstore |
| IDFC First Bank | Cred | Apple app store |
| Poonawalla Fincorp | Prefr | Web/Playstore |
| DBS Bank India | CRED: UPI, Credit Cards, Bills | App store |
| Vivriti Capital | CRED | Apple Store |
| Yes Bank | CRED | Apple App Store |
| NewTap Finance | CRED | Apple App Store |
Frequently asked questions
Who are CRED's digital lending partners?
CRED has 7 regulated lending partners (REs) tracked in the RBI digital lending registry, including DSP Finance, IDFC First Bank, Poonawalla Fincorp, DBS Bank India.
What products does CRED offer through digital lending?
CRED is active in personal loans, credit cards, with ticket sizes from ₹100 to ₹20L.
How do I evaluate CRED as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether CRED fits your model, and compare alternatives on the Market Map.
Does CRED fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — CRED included.
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Primary source type: App/Secondary. Data confidence: High. Batch F1. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.