Paytm — Digital Lending Partnerships & Profile
One97 Communications Limited. Fintech LSP in India's digital lending ecosystem, with 28 tracked regulated lending partners.
Snapshot
Reading the data
In India's digital lending stack, Paytm operates as a fintech lending service provider (LSP). Our Market Map tracks 28 regulated lending partners for Paytm, including Epimoney, InCred Financial Services and KreditBee. Product focus: personal loans, business/MSME loans across tickets of ₹10K–₹25L and tenures of 3–60 months. Disclosed pricing spans 10.5%–48% — where an offer sits in that band tells you which borrower segment the book is really built on. Worth knowing: Listed NSE:PAYTM. Both apps checked. Main app: PL 50000-2500000. Business app: BL up to 1000000 and PL 10000-250000. Combined unique partners recorded.
Products
Regulated lending partners
| RE / Lender partner | DLA / App | Available on |
|---|---|---|
| Epimoney | Paytm | Website |
| Epimoney | Paytm for Business | Apple Store |
| Epimoney | Paytm: Secure UPI Payments | Apple Store |
| InCred Financial Services | Paytm | Apple Appstore |
| KreditBee | PayTM | Apple app store |
| Profectus Capital | Paytm for Business | Google Play Store |
| Profectus Capital | www.profectuscapital.com | Apple App Store |
| Tata Capital | Paytm | App Store |
| Tata Capital | P4B | App Store |
| Tata Capital | Paytm | App Store |
| Poonawalla Fincorp | Paytm | Web/Playstore/ IOS |
| Suryoday Small Finance Bank | Paytm | Paytm |
| Fibe | Paytm | Appstore |
| Federal Bank | Paytm | Available on Andriod Play Store |
| Hero Fincorp | Paytm | Apple App store |
| IDFC First Bank | Paytm | Apple app store |
| Indifi Capital | One97 Communications Limited | PAYTM |
| Muthoot FinCorp | Paytm | Google Play store / Apple app store |
| Piramal Enterprises | Paytm | ?Google Play store?& iOS App store |
| Profectus Capital | Paytm | Apple app store |
| Profectus Capital | Paytm for Business | Apple app store |
| Shriram Finance | Paytm App/ Paytm for Business App | Google Play store, Apple app store |
| Shriram Finance | Paytm Website | Website |
| SMFG India Credit | PAYTM FOR BUSINESS | Apple's app store |
| SMFG India Credit | PAYTM: SECURE UPI PAYMENTS | Apple's app store |
| DSP Finance | Paytm: Secure UPI Payments | Appstore - Paytm: Secure UPI Payments |
| Northern Arc Capital | Paytm for Business | Apple App Store |
| Northern Arc Capital | Paytm: Secure UPI Payments | Apple App Store |
Frequently asked questions
Who are Paytm's digital lending partners?
Paytm has 28 regulated lending partners (REs) tracked in the RBI digital lending registry, including Epimoney, InCred Financial Services, KreditBee, Profectus Capital.
What products does Paytm offer through digital lending?
Paytm is active in personal loans, business/MSME loans, with ticket sizes from ₹10K to ₹25L.
How do I evaluate Paytm as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether Paytm fits your model, and compare alternatives on the Market Map.
Does Paytm fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — Paytm included.
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Primary source type: App/Secondary. Data confidence: High. Batch F1. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.