Piramal Enterprises Limited — Digital Lending Partnerships & Profile
Piramal Finance Limited. NBFC in India's digital lending ecosystem, with 1 tracked digital lending partnerships.
Snapshot
Reading the data
Piramal Enterprises Limited is an RBI-registered NBFC, rated CRISIL AA+ / Stable, listed (Subsidiary-Parent), with ₹91,447 Cr in AUM as of 2025-09. Our Market Map tracks 1 digital lending partnerships for Piramal Enterprises Limited, including One97 Communications Limited. Cost of funds runs at 8.9% as of 2025-03 — the single most important number for judging what partnership economics it can support. Product focus: personal loans, business/MSME loans, home loans, loans against property, vehicle finance. Worth knowing: Standalone AUM Sep 2025. CoF 8.9 pct FY25 interest expense over avg borrowings. NBFC-ICC from Apr 2025. Wholesale 1.0 winding down.
Products
Digital lending partnerships
| DLA / App | LSP / Owner | Available on |
|---|---|---|
| Paytm | One97 Communications Limited | ?Google Play store?& iOS App store |
Frequently asked questions
Who are Piramal Enterprises Limited's digital lending partners?
Piramal Enterprises Limited has 1 digital lending partnerships tracked in the RBI digital lending registry, including One97 Communications Limited.
What is Piramal Enterprises Limited's AUM and cost of funds?
Piramal Enterprises Limited reports AUM of ₹91,447 Cr (2025-09) and cost of funds of 8.9%, per public filings and rating documents.
What products does Piramal Enterprises Limited offer through digital lending?
Piramal Enterprises Limited is active in personal loans, business/MSME loans, home loans, loans against property, vehicle finance, BNPL/pay-later.
How do I evaluate Piramal Enterprises Limited as a lending partner?
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Does Piramal Enterprises Limited fit your lending model?
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Primary source type: Rating-Rationale. Data confidence: High. Batch B1. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.