MobiKwik — Digital Lending Partnerships & Profile
One MobiKwik Systems Limited. Fintech LSP in India's digital lending ecosystem, with 6 tracked regulated lending partners.
Snapshot
Reading the data
In India's digital lending stack, MobiKwik operates as a fintech lending service provider (LSP). Our Market Map tracks 6 regulated lending partners for MobiKwik, including SMFG India Credit, KreditBee and Northern Arc Capital. Product focus: consumer durable loans, BNPL/pay-later and tenures of 3–26 months. Disclosed pricing spans 9.6%–9.6% — where an offer sits in that band tells you which borrower segment the book is really built on. Worth knowing: Listed NSE:MOBIKWIK (IPO Dec 2024). ZIP EMI product: loans up to 500000 for shopping. Interest 0.8%/month. Also offers P2P via Lendbox/Transactree. Pocket UPI feature.
Products
Regulated lending partners
| RE / Lender partner | DLA / App | Available on |
|---|---|---|
| SMFG India Credit | Mobikwik: BHIM UPI & Wallet | Apple's app store |
| KreditBee | Mobikwik | Apple App Store |
| Northern Arc Capital | Mobikwik | Website |
| Northern Arc Capital | MobiKwik: BHIM UPI Wallet | Apple App Store |
| Poonawalla Fincorp | Mobikwik | Web/Playstore/ IOS |
| Vivriti Capital | Mobikwik | Apple |
Frequently asked questions
Who are MobiKwik's digital lending partners?
MobiKwik has 6 regulated lending partners (REs) tracked in the RBI digital lending registry, including SMFG India Credit, KreditBee, Northern Arc Capital, Poonawalla Fincorp.
What products does MobiKwik offer through digital lending?
MobiKwik is active in consumer durable loans, BNPL/pay-later.
How do I evaluate MobiKwik as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether MobiKwik fits your model, and compare alternatives on the Market Map.
Does MobiKwik fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — MobiKwik included.
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Primary source type: App/Secondary. Data confidence: High. Batch F1. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.