Fibe — Digital Lending Partnerships & Profile
EarlySalary Services Private Limited / Fibe. NBFC in India's digital lending ecosystem, with 37 tracked digital lending partnerships.
Snapshot
Reading the data
In India's digital lending stack, Fibe operates as an RBI-registered NBFC, rated India Ratings IND A- / Stable, with ₹5,287 Cr in AUM as of 2025-03. Our Market Map tracks 37 digital lending partnerships for Fibe, including Aditya Birla Capital Digital Ltd, Andromeda Sales and Distribution Private Limited and ARTHVIT 1809 TECH PRIVATE LIMITED. Product focus: personal loans, BNPL/pay-later across tickets of ₹5K–₹5L and tenures of 1–36 months. Disclosed pricing spans 16.75%–45% — where an offer sits in that band tells you which borrower segment the book is really built on. The platform is PE Backed with roughly ₹2,234 Cr raised (last round 2025-12). Worth knowing: IND A- upgraded Oct 2025. Also Acuite A Stable. Equity over 266M USD. NIM 17.28pct.
Products
Digital lending partnerships
| DLA / App | LSP / Owner | Available on |
|---|---|---|
| Aditya Birla Capital Digital | Aditya Birla Capital Digital Ltd | Appstore |
| One Andro | Andromeda Sales and Distribution Private Limited | Appstore |
| GoodScore | ARTHVIT 1809 TECH PRIVATE LIMITED | Appstore |
| Bajaj Markets | Bajaj Finserv Direct Limited | Appstore |
| Groww App | Billionbrains Garage Ventures Ltd | App Store |
| Groww credit | Billionbrains Garage Ventures Ltd | Playstore |
| Bitrocket | Bitrocket Labs Private Limited | Appstore |
| Buddyloans | Bvalue Services Private Limited | Appstore |
| Creditmantri | Creditmantri Finserv Pvt Ltd | Website |
| Fi Money | Epifi Technologies Pvt Ltd | Playstore |
| Indmoney | Finzoomers Services Private Limited | Appstore |
| Flipkart | Flipkart Advanz Private Limited | Appstore |
| Indialends | GC Web Ventures Private Limited | Appstore |
| Finshell Pay | Growhiz Technologies Pvt Ltd | Playstore |
| Mint | HT Digital Streams Ltd | Playstore |
| India Post Payments Bank | India Post Payments Bank Ltd | Appstore |
| Juspay | Juspay Technologies Private Limited | Playstore |
| Kashti | Kashti Finserv Private Limited | Website |
| Kpaisa | Kleio Innovation Labs Private Limited | Playstore |
| Zavo | Legalpay Technology Pvt Ltd | Appstore |
| Loantap | Loantap Financial Technologies Private Limited | Appstore |
| Moneycontrol | Moneycontrol Dot Com India Limited | Appstore |
| Wishfin | Mywish Marketplaces Pvt Ltd | Appstore |
| Shopse | Newbazaar Technologies Pvt Ltd | Appstore |
| Nobroker Instacash | Nobroker Technologies Solutions Private Limited | Playstore |
| Paytm | One97 Communications Limited | Appstore |
| Paisabazar | Paisabazar Marketing and Consulting Pvt Ltd | Appstore |
| Parkplus | Parviom Technologies Pvt Ltd | Playstore |
| RU connect | Ruloans Distribution Pvt Ltd | Playstore |
| Supermoney | Scapic Innovations Pvt Ltd | Playstore |
| Fibe | Socialworth Technologies Pvt Ltd | Appstore |
| Tata Neu | Tata Digital Private Limited | Playstore |
| Credithaat | Vibhuprada Services Pvt Ltd | Website |
| Zet Partner | VISTAS TECHNOLABS PRIVATE LIMITED | Website |
| Airtel Thanks App | Xtelify Limited | Appstore |
| Social Worth Technologies Private Limited (Fibe) | Tata Capital | App Store |
| Social Worth Technologies Private Limited (Fibe) | Tata Capital | App Store |
Frequently asked questions
Who are Fibe's digital lending partners?
Fibe has 37 digital lending partnerships tracked in the RBI digital lending registry, including Aditya Birla Capital Digital Ltd, Andromeda Sales and Distribution Private Limited, ARTHVIT 1809 TECH PRIVATE LIMITED, Bajaj Finserv Direct Limited.
What is Fibe's AUM and cost of funds?
Fibe reports AUM of ₹5,287 Cr (2025-03), per public filings and rating documents.
What products does Fibe offer through digital lending?
Fibe is active in personal loans, BNPL/pay-later, with ticket sizes from ₹5K to ₹5L.
How do I evaluate Fibe as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether Fibe fits your model, and compare alternatives on the Market Map.
Does Fibe fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — Fibe included.
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Primary source type: Rating-Rationale. Data confidence: Medium. Batch B2. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.