Epimoney — Digital Lending Partnerships & Profile
Epimoney Private Limited (FlexiLoans). NBFC in India's digital lending ecosystem, with 32 tracked digital lending partnerships.
Snapshot
Reading the data
Epimoney is an RBI-registered NBFC, rated India Ratings BBB+ / Positive, with ₹2,924 Cr in AUM as of 2025-09. Our Market Map tracks 32 digital lending partnerships for Epimoney, including Asset Direct DBA CreditLinks India Private Limited, Bajaj Finserve Direct Limited and Bvalue Services Private Limited. Product focus: business/MSME loans across tickets of ₹50K–₹1 Cr and tenures of 3–36 months. The platform is VC Backed with roughly ₹1,008 Cr raised (last round 2025-06). Worth knowing: AUM per CareEdge Sep 2025. CoF not publicly disclosed. Total equity 120M USD. Pure MSME digital lender.
Products
Digital lending partnerships
| DLA / App | LSP / Owner | Available on |
|---|---|---|
| Credit Links | Asset Direct DBA CreditLinks India Private Limited | Website |
| Bajaj Finserv | Bajaj Finserve Direct Limited | Website |
| Bajaj Finserv Markets Loan App | Bajaj Finserve Direct Limited | Apple Store |
| Buddy Loan | Bvalue Services Private Limited | Website |
| Buddy Loan: Personal Loan App | Bvalue Services Private Limited | Apple Store |
| Buddy Loan: Personal Loan | Bvalue Services Private Limited | Apple Store |
| CreditMantri | CreditMantri Finserve Private Limited | Website |
| CreditMantri - CreditFit: Loans, Credit Score | CreditMantri Finserve Private Limited | Google Play Store |
| FlexiLoans | Epimoney Private Limited | Website |
| FlexiLoans: Business Loans | Epimoney Private Limited | Google Play Store |
| Freedm | FTIPL Payment and Marketing Tech Private Limited | Website |
| HEPL | Hema's Enterprises Private Limited | Website |
| Swipe Loan | KGIL Fintech Solutions Private Limited | Website |
| Swipe Loan - Instant Loan | KGIL Fintech Solutions Private Limited | Google Play Store |
| Tally | Navmaya Tech Services Private Limited | Website |
| Paytm | One 97 Communications Limited | Website |
| Paytm for Business | One 97 Communications Limited | Apple Store |
| Paytm: Secure UPI Payments | One 97 Communications Limited | Apple Store |
| Open | Open Financial Technologies Private Limited | Website |
| Open Money | Open Financial Technologies Private Limited | Apple Store |
| Open Money: Business Banking | Open Financial Technologies Private Limited | Google Play Store |
| Paisabazaar | Paisabazaar Marketing and Consulting Private Limited | Website |
| Paisabazaar-Loans,Credit Score | Paisabazaar Marketing and Consulting Private Limited | Apple Store |
| Paisabazaar.com- Loans & Cards | Paisabazaar Marketing and Consulting Private Limited | Apple Store |
| Paisabazaar-CreditScore, CreditCard, Loans | Paisabazaar Marketing and Consulting Private Limited | Google Play Store |
| Upniva | Refer Loan Private Limited | Website |
| Tezzcapital | Tezzract Fintech Private Limited | Website |
| TezzCapital | Tezzract Fintech Private Limited | Website |
| Tide | Tide Platform Private Limited | Website |
| Tide - Mobile Business Banking | Tide Platform Private Limited | Apple Store |
| ZET - Build Your Credit Score? | Vitas Technolabs Private Limited | Apple Store |
| ZET - Build Your Credit Score | Zet Technolabs Private Limited | Apple Store |
Frequently asked questions
Who are Epimoney's digital lending partners?
Epimoney has 32 digital lending partnerships tracked in the RBI digital lending registry, including Asset Direct DBA CreditLinks India Private Limited, Bajaj Finserve Direct Limited, Bvalue Services Private Limited, CreditMantri Finserve Private Limited.
What is Epimoney's AUM and cost of funds?
Epimoney reports AUM of ₹2,924 Cr (2025-09), per public filings and rating documents.
What products does Epimoney offer through digital lending?
Epimoney is active in business/MSME loans, with ticket sizes from ₹50K to ₹1 Cr.
How do I evaluate Epimoney as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether Epimoney fits your model, and compare alternatives on the Market Map.
Does Epimoney fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — Epimoney included.
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Primary source type: Rating-Rationale. Data confidence: Medium. Batch B2. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.