Tata Capital — Digital Lending Partnerships & Profile
Tata Capital Limited. NBFC in India's digital lending ecosystem, with 31 tracked digital lending partnerships.
Snapshot
Reading the data
In India's digital lending stack, Tata Capital operates as an RBI-registered NBFC, rated CARE AAA / Stable, listed (NSE), with ₹2.6 lakh Cr in AUM as of 2025-12. Our Market Map tracks 31 digital lending partnerships for Tata Capital, including Early Salary Services private limited, FinAGG Services Pvt Ltd and FinAGG Technologies Pvt. Ltd. Cost of funds runs at 7.2–7.8% as of 2025-12 — the single most important number for judging what partnership economics it can support. Product focus: personal loans, business/MSME loans, home loans, loans against property, vehicle finance across tickets of ₹50K–₹50 Cr and tenures of 6–360 months. Worth knowing: AUM incl Motor Finance post TMFL merger. CoF 7.2pct Q3FY26. Not comparable pre-merger.
Products
Digital lending partnerships
| DLA / App | LSP / Owner | Available on |
|---|---|---|
| Social Worth Technologies Private Limited (Fibe) | Early Salary Services private limited | App Store |
| Social Worth Technologies Private Limited (Fibe) | Early Salary Services private limited | App Store |
| Famescore Pvt Ltd [Other - Disbursal Drawdown] | FinAGG Services Pvt Ltd | Play store |
| FinAGG | FinAGG Technologies Pvt. Ltd | Play store |
| Finnable | Finnable Technologies Pvt. Ltd. | App Store |
| Finnable | Finnable Technologies Pvt. Ltd. | App Store |
| KreditBee | Finnovation Tech Solutions Private Limited | App Store |
| KreditBee | Finnovation Tech Solutions Private Limited | App Store |
| Indmoney | Finzoomers Services Private Limited | App store |
| Indmoney [Other - Disbursal Drawdown] | Finzoomers Services Private Limited | App store |
| Lendingkart | Lendingkart Finance Limited | Play store |
| Lendingkart | Lendingkart Finance Limited | Play store |
| Wishfin | Mywish Marketplaces Private Limited | Play store |
| Wishfin | Mywish Marketplaces Private Limited | Play store |
| Navi Finserv Limited | Navi Finserv Limited | Website |
| NAVI | Navi Finserv Ltd | App Store |
| OLA | OLA Financial services Pvt Ltd | App Store |
| OLA | OLA Financial services Pvt Ltd | App Store |
| Paytm | One 97 Communications Limited | App Store |
| P4B | One 97 Communications Limited | App Store |
| Paytm | One 97 Communications Limited | App Store |
| Paisabazaar | Paisabazaar Marketing and consulting Private Limited | Play store |
| Paisabazaar | Paisabazaar Marketing and consulting Private Limited | Play store |
| Volt | Salter Technologies Private Limited | App store |
| Volt [Other - Disbursal Drawdown] | Salter Technologies Private Limited | App store |
| Finfinity | Synergenius Growth Pvt Ltd | App Store |
| Finfinity | Synergenius Growth Pvt Ltd | App Store |
| TATA Capital Loan App & Wealth | Tata Capital Limited | App Store |
| TATA Capital Loan App & Wealth | Tata Capital Limited | App Store |
| TataNeu | Tata Digital Private Limited | App Store |
| TataNeu | Tata Digital Private Limited | App Store |
Frequently asked questions
Who are Tata Capital's digital lending partners?
Tata Capital has 31 digital lending partnerships tracked in the RBI digital lending registry, including Early Salary Services private limited, FinAGG Services Pvt Ltd, FinAGG Technologies Pvt. Ltd, Finnable Technologies Pvt. Ltd..
What is Tata Capital's AUM and cost of funds?
Tata Capital reports AUM of ₹2.6 lakh Cr (2025-12) and cost of funds of 7.2–7.8%, per public filings and rating documents.
What products does Tata Capital offer through digital lending?
Tata Capital is active in personal loans, business/MSME loans, home loans, loans against property, vehicle finance, consumer durable loans, education loans, supply chain finance, with ticket sizes from ₹50K to ₹50 Cr.
How do I evaluate Tata Capital as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether Tata Capital fits your model, and compare alternatives on the Market Map.
Does Tata Capital fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — Tata Capital included.
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Primary source type: Investor-Presentation. Data confidence: High. Batch B2. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.