Federal Bank — Digital Lending Partnerships & Profile
Federal Bank Limited. Bank in India's digital lending ecosystem, with 5 tracked digital lending partnerships.
Snapshot
Reading the data
In India's digital lending stack, Federal Bank operates as a scheduled commercial bank, rated CARE AA+ / Stable, listed (NSE), with ₹2.4 lakh Cr in AUM as of 2025-03. Our Market Map tracks 5 digital lending partnerships for Federal Bank, including Bajaj Finserv Direct Limited, EpiFi Technologies Private Limited and One97 Communications Limited. Product focus: personal loans, business/MSME loans, home loans, loans against property, vehicle finance. Worth knowing: AUM is net advances Rs 244995 Cr Mar 2025. Full-service scheduled bank with credit cards education loans.
Products
Digital lending partnerships
| DLA / App | LSP / Owner | Available on |
|---|---|---|
| Bajaj Markets | Bajaj Finserv Direct Limited | https://www.bajajfinservmarkets.in/loans/personal-loan/federal-bank-personal-loan.html |
| FiMoney | EpiFi Technologies Private Limited | App:(Android) Fi Money |
| Paytm | One97 Communications Limited | Available on Andriod Play Store |
| PaisaBazaar Application | Paisabazaar Marketing & Consulting Private Limited | Website:https://www.paisabazaar.com/federal-bank/personal-loan/ App: (Android) Paisabazaar |
| Digital personal loan | Self-owned | website |
Frequently asked questions
Who are Federal Bank's digital lending partners?
Federal Bank has 5 digital lending partnerships tracked in the RBI digital lending registry, including Bajaj Finserv Direct Limited, EpiFi Technologies Private Limited, One97 Communications Limited, Paisabazaar Marketing & Consulting Private Limited.
What is Federal Bank's AUM and cost of funds?
Federal Bank reports AUM of ₹2.4 lakh Cr (2025-03), per public filings and rating documents.
What products does Federal Bank offer through digital lending?
Federal Bank is active in personal loans, business/MSME loans, home loans, loans against property, vehicle finance, gold loans, education loans, credit cards.
How do I evaluate Federal Bank as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether Federal Bank fits your model, and compare alternatives on the Market Map.
Does Federal Bank fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — Federal Bank included.
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Primary source type: Rating-Rationale. Data confidence: High. Batch B1. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.