Arka Fincap — Digital Lending Partnerships & Profile
Arka Fincap Limited. NBFC in India's digital lending ecosystem, with 2 tracked digital lending partnerships.
Snapshot
Reading the data
Arka Fincap is an RBI-registered NBFC, rated CRISIL AA / Stable, with ₹7,255 Cr in AUM as of 2025-03. Our Market Map tracks 2 digital lending partnerships for Arka Fincap, including Grayquest Education Finance Pvt Ltd, Wortgage Technologies Private Limited. Cost of funds runs at 11–14% (proxied from market instruments, not directly disclosed) as of 2025-03 — the single most important number for judging what partnership economics it can support. Product focus: business/MSME loans, loans against property, vehicle finance across tickets of ₹7L–₹5 Cr and tenures of 12–180 months. Worth knowing: Formerly Kirloskar Capital. 100 pct sub of KOEL. CoF proxy product rates 11-14 pct. SME 54 pct AUM. GNPA 0.69 pct.
Products
Digital lending partnerships
| DLA / App | LSP / Owner | Available on |
|---|---|---|
| Grayquest Education Finance Pvt Ltd | Grayquest Education Finance Pvt Ltd | Website |
| WeRize Customer App | Wortgage Technologies Private Limited | Google Play |
Frequently asked questions
Who are Arka Fincap's digital lending partners?
Arka Fincap has 2 digital lending partnerships tracked in the RBI digital lending registry, including Grayquest Education Finance Pvt Ltd, Wortgage Technologies Private Limited.
What is Arka Fincap's AUM and cost of funds?
Arka Fincap reports AUM of ₹7,255 Cr (2025-03) and cost of funds of 11–14% (proxy estimate), per public filings and rating documents.
What products does Arka Fincap offer through digital lending?
Arka Fincap is active in business/MSME loans, loans against property, vehicle finance, with ticket sizes from ₹7L to ₹5 Cr.
How do I evaluate Arka Fincap as a lending partner?
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Primary source type: Rating-Rationale. Data confidence: High. Batch B1. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.