Kissht — Digital Lending Partnerships & Profile
OnEMI Technology Solutions Limited. Fintech LSP in India's digital lending ecosystem, with 2 tracked regulated lending partners.
Snapshot
Reading the data
Kissht is a fintech lending service provider (LSP). Our Market Map tracks 2 regulated lending partners for Kissht, including Utkarsh Small Finance Bank. Product focus: personal loans, business/MSME loans. The platform is VC Backed with roughly ₹882 Cr raised (last round 2022-06). Worth knowing: OnEMI filed DRHP Aug 2025 for 1000 Cr IPO. FY25 revenue 1337 Cr, PAT 161 Cr. AUM 4087 Cr. Total equity ~$105M. Si Creva is subsidiary NBFC. [AUM extracted from Notes field].
Products
Regulated lending partners
| RE / Lender partner | DLA / App | Available on |
|---|---|---|
| Utkarsh Small Finance Bank | Ring by Kissht: Personal Loans | Google Playstore |
| Utkarsh Small Finance Bank | Kissht: Personal Loan Online . | Google Playstore |
Frequently asked questions
Who are Kissht's digital lending partners?
Kissht has 2 regulated lending partners (REs) tracked in the RBI digital lending registry, including Utkarsh Small Finance Bank.
What products does Kissht offer through digital lending?
Kissht is active in personal loans, business/MSME loans.
How do I evaluate Kissht as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether Kissht fits your model, and compare alternatives on the Market Map.
Does Kissht fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — Kissht included.
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Primary source type: App/Secondary. Data confidence: Medium. Batch F2. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.