Lendingkart — Digital Lending Partnerships & Profile
Lendingkart Technologies Private Limited. Fintech LSP in India's digital lending ecosystem, with 7 tracked regulated lending partners.
Snapshot
Reading the data
In India's digital lending stack, Lendingkart operates as a fintech lending service provider (LSP). Our Market Map tracks 7 regulated lending partners for Lendingkart, including Cholamandalam, Northern Arc Capital and SMFG India Credit. Product focus: business/MSME loans, supply chain finance, merchant cash advance across tickets of ₹50K–₹2 Cr and tenures of 6–36 months. Disclosed pricing spans 15%–28.66% — where an offer sits in that band tells you which borrower segment the book is really built on. The platform is PE Backed with roughly ₹1,277 Cr raised (last round 2025-11). Worth knowing: NBFC (not LSP). Fullerton Financial acquired 56% stake Mar 2025. Raising Rs 850Cr fresh. AUM 1355Cr (Mar 2025). 280000+ loans disbursed. Not in RBI DLA registry.
Products
Regulated lending partners
| RE / Lender partner | DLA / App | Available on |
|---|---|---|
| Cholamandalam | Lendingkart | Google Play Store |
| Cholamandalam | LENDINGKART | Website |
| Northern Arc Capital | Lendingkart | Website |
| Northern Arc Capital | Lendingkart: Business Loan App | Google Play Store |
| SMFG India Credit | Lendingkart Android Mobile App | Google Play Store |
| Tata Capital | Lendingkart | Play store |
| Tata Capital | Lendingkart | Play store |
Frequently asked questions
Who are Lendingkart's digital lending partners?
Lendingkart has 7 regulated lending partners (REs) tracked in the RBI digital lending registry, including Cholamandalam, Northern Arc Capital, SMFG India Credit, Tata Capital.
What products does Lendingkart offer through digital lending?
Lendingkart is active in business/MSME loans, supply chain finance, merchant cash advance, with ticket sizes from ₹50K to ₹2 Cr.
How do I evaluate Lendingkart as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether Lendingkart fits your model, and compare alternatives on the Market Map.
Does Lendingkart fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — Lendingkart included.
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Primary source type: App/Secondary. Data confidence: High. Batch F1. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.