NIRA — Digital Lending Partnerships & Profile
Shuhari Tech Ventures Private Limited. Fintech LSP in India's digital lending ecosystem.
Snapshot
Reading the data
In India's digital lending stack, NIRA operates as a fintech lending service provider (LSP). Product focus: personal loans across tickets of ₹5K–₹1.5L and tenures of 3–24 months. Disclosed pricing spans 24%–36% — where an offer sits in that band tells you which borrower segment the book is really built on. The platform is VC Backed with roughly ₹53 Cr raised (last round 2022-02). Worth knowing: DLG disclosure page found; processing fee disclosure includes cap of 350 + GST in addition to percent band.
Products
Frequently asked questions
What products does NIRA offer through digital lending?
NIRA is active in personal loans, with ticket sizes from ₹5K to ₹1.5L.
How do I evaluate NIRA as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether NIRA fits your model, and compare alternatives on the Market Map.
Does NIRA fit your lending model?
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Primary source type: App/Secondary. Data confidence: High. Batch F4. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.