MoneyTap — Digital Lending Partnerships & Profile
MWYN Tech Private Limited. Fintech LSP in India's digital lending ecosystem, with 7 tracked regulated lending partners.
Snapshot
Reading the data
MoneyTap is a fintech lending service provider (LSP). Our Market Map tracks 7 regulated lending partners for MoneyTap, including Cholamandalam, InCred Financial Services and Komac Investments & Finance. Product focus: personal loans, BNPL/pay-later, salary advance/EWA across tickets of ₹3K–₹5L and tenures of 3–36 months. Disclosed pricing spans 12%–36% — where an offer sits in that band tells you which borrower segment the book is really built on. The platform is VC Backed with roughly ₹504 Cr raised (last round 2024-02). Worth knowing: Total ~$89.7M raised (equity+debt mixed). Equity estimated ~$60M=504Cr. Both apps share same partners. Freo also offers FD, insurance, digital gold. APR 10%-70%. Freo (F2) row suppressed as duplicate.
Products
Regulated lending partners
| RE / Lender partner | DLA / App | Available on |
|---|---|---|
| Cholamandalam | MoneyTap | Apple App Store |
| InCred Financial Services | MoneyTap and Freo | Apple Appstore |
| Komac Investments & Finance | Freo | Apple App Store |
| Komac Investments & Finance | MoneyTap | Apple App Store |
| SMFG India Credit | MoneyTap | Apple's app store |
| Tapstart Capital | Freo | Apple App Store |
| Tapstart Capital | MoneyTap | Apple App Store |
Frequently asked questions
Who are MoneyTap's digital lending partners?
MoneyTap has 7 regulated lending partners (REs) tracked in the RBI digital lending registry, including Cholamandalam, InCred Financial Services, Komac Investments & Finance, SMFG India Credit.
What products does MoneyTap offer through digital lending?
MoneyTap is active in personal loans, BNPL/pay-later, salary advance/EWA, with ticket sizes from ₹3K to ₹5L.
How do I evaluate MoneyTap as a lending partner?
Run your product type, rate band, and ticket size through our Partner Finder to see whether MoneyTap fits your model, and compare alternatives on the Market Map.
Does MoneyTap fit your lending model?
Answer three questions and see which partners match your product, rate band, and ticket size — MoneyTap included.
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Primary source type: App/Secondary. Data confidence: Medium. Batch F1. Updated June 2026.
Data on this page is collated from public sources — the RBI Digital Lending App registry, rating agency rationales, and company disclosures — on a best-effort basis. Figures may be estimates (proxies are labelled), may be out of date, and may contain errors. Digital Lending.In makes no warranty of accuracy or completeness and accepts no liability for decisions made on this information. Nothing here is investment, legal, or partnership advice, or a recommendation of any institution. Verify independently before acting.